Loan Protection

Protect your auto loan with GAP insurance, warranties against major mechanical expenses and more.

Credit Life & Disability

Prepare for the unexpected with a plan that absolves or reduces your loan obligation by providing a cash benefit in the event of a covered injury or death due to an accident.

  • No medical exam required.
  • Premium included in your loan payment.
  • Allows you to cancel at any time.

GAP Insurance

In the event of a total loss due to accident or theft, GAP insurance helps cover any deficiency balance remaining after the insurance company settlement.

Most vehicles’ depreciation rate is a lot faster than the loan payoff rate in the first 3 years of ownership. Many people are not aware of the potential liability they will incur even after their auto insurance company pays on the total loss.

  • Pays the difference between your loan balance and the insurance payout if an accident or theft results in a total loss.
  • Maximum benefit of $50,000.
  • Coverage cost of $350 can be added at loan origination or anytime after loan origination as long as the vehicle has not previously experienced a total loss.

Warranty Program

Additional protection for new and used vehicles, motorcycles, ATVs, RVs and UTVs against major mechanical expenses.

  • Free 30-day trial period.
  • Competitive prices.
  • Includes roadside assistance.

Questions? Stop in or call us.

Visit a branch location or call 800-692-3274 for more details about our loan protection programs.

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