Fake Charity Scams: How to Ensure Your Donations Go to the Right Place

Giving to charity is one of the most powerful ways to make a difference—but unfortunately, scammers are always looking for opportunities to take advantage of that generosity. Fake charity scams are becoming increasingly sophisticated, often appearing after natural disasters, during holidays, or in response to global events.

At Crane Credit Union, we care about your financial well-being and your peace of mind. Here’s how you can protect yourself and make sure your donations truly support the causes you care about.

1. Be Wary of High-Pressure Appeals

If someone is urging you to donate immediately, especially over the phone or online, it’s a red flag. Legitimate charities welcome your support but don’t use scare tactics or rush you into a decision.

2. Do Your Research

Before giving, look up the organization on trusted charity evaluation sites like:

• Charity Navigator
• BBB Wise Giving Alliance
• GuideStar

Make sure the charity is registered and that the majority of its funds go toward actual programs—not excessive administrative costs.

3. Check the Website Carefully

Scammers often use names and website addresses that closely mimic legitimate organizations. Double-check spelling, domain names, and contact information. If the site lacks transparency or details about how donations are used, think twice.

4. Avoid Paying by Gift Card or Wire Transfer

Real charities will never ask for donations via gift cards, cryptocurrency, or wire transfers. Use a credit card or check for more secure, trackable transactions.

5. Trust Your Instincts

If something feels off, it probably is. Take the time to verify the legitimacy of the charity before you give.

Final Thought:

Giving should feel good—not risky. A little caution can go a long way in ensuring your generosity reaches the people and causes you care about most.

Stay informed, stay safe, and thank you for making a difference—smartly.