Deposit Rates

First step? Open a Share Savings account to establish membership. Step two, add accounts that work for you. Step three, watch your money grow.

Checking

Rates Effective Today

Rates for checking accounts
AccountMinimum BalanceDividend RateAPY*
AccountShare CheckingMinimum BalanceNo MinimumDividend Rate0.05%APY*0.05%
AccountHigh-Yield Checking**Minimum BalanceNo MinimumDividend Rate3.25%APY*3.30%

*APY=Annual Percentage Yield

**Annual Percentage Yield as of publish date. When all conditions are met for a month, balances up to $20,000 earn an APY of 3.30% and any portion of the balance over $20,000 earns an APY of 0.05%. If the conditions are not met for a month, the APY is 0.05% for the entire account balance. Dividends calculated by the average daily balance method. Rates are variable and may change after the account is opened. No minimum balance requirement or monthly service fee. Debit card purchases must post and clear your account within the qualification period. ATM transactions do not qualify as debit card purchases. Consumer checking accounts only. Fees may reduce earnings. Conditions and criteria are subject to change. Federally Insured by NCUA.

Savings Accounts

Rates Effective Today

Rates for savings deposit rates
AccountMinimum Initial DepositDividend RateAPY*
AccountShare SavingsMinimum Initial Deposit$5.00Dividend Rate0.05%APY*0.05%
AccountChristmas ClubMinimum Initial DepositNo MinimumDividend Rate0.15%APY*0.15%
AccountIRA/CoverdellMinimum Initial DepositNo MinimumDividend Rate0.20%APY*0.20%
AccountVacation ClubMinimum Initial DepositNo MinimumDividend Rate0.15%APY*0.15%

*APY=Annual Percentage Yield

Money Market Savings

Rates Effective Today

Money Market Account Rates
BalanceDividend RateAPY*
BalanceBelow $2,500.00Dividend Rate0.05%APY*0.05%
Balance$2,500.00 – $9,999.99Dividend Rate 1.25%APY* 1.26%
Balance$10,000.00 – $24,999.99Dividend Rate1.50%APY* 1.51%
Balance$25,000.00 – $49,999.99Dividend Rate1.75%APY* 1.76%
Balance$50,000.00 – $99,999.99Dividend Rate2.00%APY* 2.02%
BalanceOver $100,000.00Dividend Rate 2.50%APY* 2.53%
BalanceOver $250,000.00Dividend Rate3.00%APY* 3.04%

*APY = Annual Percentage Yield.

Minimum balance to open is $2,500.

Terms, conditions and rates are subject to change without notice. Dividends are calculated using the daily balance method which applies a daily periodic rate to the principal balance in the account each day. Rates available to eligible members only. Deposits are federally insured by the NCUA. Fees can reduce earnings on accounts.

Certificates of Deposit

Rates Effective Today

Rates for certificates of deposit.
Share CertificateDividend RateAPY*Minimum Balance
Share Certificate6 MonthDividend Rate1.50%APY*1.51%Minimum Balance$500.00
Share Certificate7 MonthDividend Rate4.36%APY*4.45%Minimum Balance$500.00
Share Certificate12 MonthDividend Rate1.95%APY*1.97%Minimum Balance$500.00
Share Certificate18 MonthDividend Rate2.30%APY*2.32%Minimum Balance$500.00
Share Certificate24 MonthDividend Rate2.45%APY*2.48%Minimum Balance$500.00
Share Certificate30 MonthDividend Rate2.50%APY*2.53%Minimum Balance$500.00
Share Certificate36 MonthDividend Rate2.60%APY*2.63%Minimum Balance$500.00
Share Certificate48 MonthDividend Rate2.70%APY*2.73%Minimum Balance$500.00
Share Certificate60 MonthDividend Rate3.00%APY*3.04%Minimum Balance$500.00
Share CertificateSave to Win 12 MonthDividend Rate1.95%APY*1.97%Minimum Balance$25.00
Share Certificate6 Month YouthDividend Rate1.60%APY*1.61%Minimum Balance$100.00
Share Certificate12 Month YouthDividend Rate2.05%APY*2.07%Minimum Balance$100.00

*APY=Annual Percentage Yield

APY is based on the assumption that dividends will remain on deposit until maturity. Early withdrawals will reduce earnings. Minimum balance is required to open the certificate. IRA Certificates are available at the same rates above.

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