Home Loan Rates

Crane Credit Union offers affordable mortgage rates to help you finance your first home, purchase land or tap into existing equity. Explore your options.

First Mortgages

Rates Effective Today

Mortgage rates for first mortgages.
TermRate (as low as)APR*Monthly Payment Calculation per $100,000*
Term10 yearsRate (as low as)6.000%APR*6.287%Monthly Payment Calculation per $100,000*$1,110.21
Term15 yearsRate (as low as)6.125%APR*6.329%Monthly Payment Calculation per $100,000*$850.62
Term20 yearsRate (as low as)6.625%APR*6.794%Monthly Payment Calculation per $100,000*$752.95
Term30 yearsRate (as low as)6.750%APR*6.880%Monthly Payment Calculation per $100,000*$648.60

*The Annual Percentage Rate (APR) and payment shown can vary depending on the loan amount. Not all applicants will qualify for the lowest rate. The rate you receive will be determined once a completed loan application has been reviewed and approved. Mortgage Loans which refinance within one year of closing shall be priced 0.25% above the current rate. For a more specific quote, please contact any of our branch locations.

Fixed Rate Home Equity – 90% Loan to Value

Rates Effective Today

Fixed rates for home equity loans – 90% loan to value.
TermRate (as low as)APR*Monthly Payment Calculation per $50,000*
Term5 yearsRate (as low as)6.500%APR*6.730%Monthly Payment Calculation per $50,000*$978.31
Term10 yearsRate (as low as)7.500%APR*7.626%Monthly Payment Calculation per $50,000*$593.51

*The Annual Percentage Rate (APR) and payment shown can vary depending on the loan amount. Not all applicants will qualify for the lowest rate. The rate you receive will be determined once a completed loan application has been reviewed and approved. Mortgage Loans which refinance within one year of closing shall be priced 0.25% above the current rate. For a more specific quote, please contact any of our branch locations.

Home Equity Line of Credit

Rates Effective Today

Interest rates for home equity lines of credit.
TypeRate (as low as)APRMonthly Payment Calculation per $25,000**
TypeHELOC – 80% Loan to ValueRate (as low as)7.500%APRMaximum APR 15%Monthly Payment Calculation per $25,000**$337.50
TypeHELOC – 90% Loan to ValueRate (as low as)8.500%APRMaximum APR 15%Monthly Payment Calculation per $25,000**$337.50

**Payment based on calculation of $13.50 per $1,000.00.

Land Loans – 80% Loan to Value

Rates Effective Today

Rates for land loan – 80% loan to value.
TermRate (as low as)APR*Monthly Payment Calculation per $50,000*
Term5 yearsRate (as low as)7.500%APR*7.734%Monthly Payment Calculation per $50,000*$1,001.90
Term10 yearsRate (as low as)8.500%APR*8.629%Monthly Payment Calculation per $50,000*$619.93

*The Annual Percentage Rate (APR) and payment shown can vary depending on the loan amount. Not all applicants will qualify for the lowest rate. The rate you receive will be determined once a completed loan application has been reviewed and approved. Mortgage Loans which refinance within one year of closing shall be priced 0.25% above the current rate. For a more specific quote, please contact any of our branch locations.

Get Started Today.