What to Expect: Applying for a Home Loan

Step 1: Set up a User ID and password in our online application system so you can save your application and log in to view your loan progress.

Step 2: Gather the following information for both the borrower and co-borrower.

• Current and previous addresses if you’ve been in your current residence for less than 2 years
• Employment details, including previous employer if you’ve been in your current position for less than 2 years
• Monthly gross income (before taxes and other deductions)
• Current monthly expenses, including housing, credit card and loan payments, child support, and other obligations
• Estimated property value, purchase price, and down payment (if applicable)

Once you submit your application, a loan processor will contact you to confirm receipt and request any additional details needed to complete the application process.

If you need assistance while completing the application, please call us at (800) 692-3274 ext. 6980, or email us at mortgage@www.cranecu.org.