Auto Loan Rates

Shopping around for the best auto loan rates? At Crane Credit Union, we base your loan rate on various criteria, including credit history, age of collateral and loan term. Not all applicants will qualify for the lowest rate. We’ll determine your rate once our lending team has reviewed and approved your completed loan application.

A $100 loan origination fee applies to all funded auto loan applications. The fee is factored into the APR provided in the payment examples. Terms can vary based on your credit worthiness, dollar amount financed and the age of collateral used to secure the loan.

Autos 2023 & Newer

Rates Effective Today

Interest rates for auto loans for model year vehicles 2023 and newer.
TermRate (as low as)APR*Monthly Payment Calculation per $25,000
TermUp to 66 monthsRate (as low as)6.24%APR*6.39%Monthly Payment Calculation per $25,000$448.47
Term78 monthsRate (as low as)6.49%APR*6.62%Monthly Payment Calculation per $25,000$393.71
Term84 months**Rate (as low as)6.99%APR*7.11%Monthly Payment Calculation per $25,000$377.19

*APR=Annual Percentage Rate

**Minimum loan amount of $25,000

Autos 2021 & 2022

Rates Effective Today

Interest rates for auto loans for model year vehicles 2021 and 2022.
TermRate (as low as)APR*Monthly Payment Calculation per $25,000
TermUp to 66 monthsRate (as low as)6.74%APR*6.89%Monthly Payment Calculation per $25,000$454.37
Term78 monthsRate (as low as)6.99%APR*7.12%Monthly Payment Calculation per $25,000$399.74

*APR=Annual Percentage Rate

Autos 2019 & 2020

Rates Effective Today

Interest rates for auto loans for model year vehicles 2019 and 2020.
TermRate (as low as)APR*Monthly Payment Calculation per $25,000
TermUp to 66 monthsRate (as low as)7.24%APR*7.39%Monthly Payment Calculation per $25,000$460.32
Term72 monthsRate (as low as)7.49%APR*7.63%Monthly Payment Calculation per $25,000$432.13

*APR=Annual Percentage Rate

Autos 2018 & Older

Rates Effective Today

Interest rates for auto loans for model year vehicles 2018 and older.
TermRate (as low as)APR*Monthly Payment Calculation per $25,000
TermUp to 48 monthsRate (as low as)7.49%APR*7.70%Monthly Payment Calculation per $25,000$604.36
Term60 monthsRate (as low as)7.74%APR*7.91%Monthly Payment Calculation per $25,000$503.80

*APR=Annual Percentage Rate