In 2016, Crane Credit Union will be distributing debit cards equipped with built-in chip technology. This will give you greater fraud protection when you use your card at a chip-activated terminal. Your new debit card will be more secure and easier to use. Here’s what you can look forward to in 2016…

Credit card security chip as padlock

Enhanced fraud protection.
When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Global acceptance.
More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa debit cards are accepted.

Easy to use.
Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts.

  • Insert the chip end of your card into the terminal with the chip facing up.
  • Keep your card in the terminal and follow the prompts.
  • Remove your card when prompted and take your receipt.

Keep in mind, you can continue to use your chip card online and over the phone – the same way you do today. Plus, you can get cash, check your balance, and more at millions of ATMs worldwide.

For more information, click here.

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