Earn 1.50% APY* on balances up to $20,000 each month you meet these requirements:
15 or more point of sale transactions using your Crane Visa debit card
At least 1 direct deposit into your account
Setup to receive your statements electronically
Our low and no cost services
No monthly service charge
No minimum balance
No transfer fees
Dividends paid monthly
Crane VISA Debit Card available at no charge
Avoid fees through overdraft protection from your savings account or a line of credit
Overdraft protection
Overdraft protection is another form of credit to help members who may accidentally overdraw their checking account.
Occasionally, members may make an error and think they have more funds than they actually do in the account. To avoid having checks returned for insufficient funds, members can apply for an overdraft protection line of credit.
Overdraft protection line of credit means the check is paid and the member pays interest on the funds advanced.
- Avoid NSF’s through overdraft protection from savings or a line of credit
- No transfer fees
*Annual Percentage Yield as of publish date. When all conditions are met for a month, balances up to $20,000 earn an APY of 1.50% and any portion of the balance over $20,000 earns an APY of 0.05%. If the conditions are not met for a month, the APY is 0.05% for the entire account balance. Dividends calculated by the average daily balance method. Rates are variable and may change after the account is opened. No minimum balance requirement or monthly service fee. Debit card purchases must post and clear your account within the qualification period. ATM transactions do not qualify as debit card purchases. Consumer checking accounts only. Fees may reduce earnings. Conditions and criteria are subject to change. Federally Insured by NCUA.
