Rates Effective Today
| Account | |
|---|---|
| Share Savings | |
| Minimum Initial Deposit | $5.00 |
| Dividend Rate | 0.05% |
| APY* | 0.05% |
| Share Checking | |
| Minimum Initial Deposit | No Minimum |
| Dividend Rate | 0.05% |
| APY* | 0.05% |
| High Yield Checking** | |
| Minimum Initial Deposit | No Minimum |
| Dividend Rate | 2.75% |
| APY* | 2.78% |
| Christmas Club | |
| Minimum Initial Deposit | No Minimum |
| Dividend Rate | 0.15% |
| APY* | 0.15% |
| IRA/Coverdell | |
| Minimum Initial Deposit | No Minimum |
| Dividend Rate | 0.20% |
| APY* | 0.20% |
| Vacation Club | |
| Minimum Initial Deposit | No Minimum |
| Dividend Rate | 0.15% |
| APY* | 0.15% |
| Account | Minimum Initial Deposit | Dividend Rate | APY* |
|---|---|---|---|
| Share Savings | $5.00 | 0.05% | 0.05% |
| Share Checking | No Minimum | 0.05% | 0.05% |
| High Yield Checking** | No Minimum | 2.75% | 2.78% |
| Christmas Club | No Minimum | 0.15% | 0.15% |
| IRA/Coverdell | No Minimum | 0.20% | 0.20% |
| Vacation Club | No Minimum | 0.15% | 0.15% |
*APY=Annual Percentage Yield
**Annual Percentage Yield as of publish date. When all conditions are met for a month, balances up to $20,000 earn an APY of 2.78% and any portion of the balance over $20,000 earns an APY of 0.05%. If the conditions are not met for a month, the APY is 0.05% for the entire account balance. Dividends calculated by the average daily balance method. Rates are variable and may change after the account is opened. No minimum balance requirement or monthly service fee. Debit card purchases must post and clear your account within the qualification period. ATM transactions do not qualify as debit card purchases. Consumer checking accounts only. Fees may reduce earnings. Conditions and criteria are subject to change. Federally Insured by NCUA.
| Share Certificate | |
|---|---|
| 6 Month | |
| Dividend Rate | 1.50% |
| APY* | 1.51% |
| Minimum Balance | $500.00 |
| 12 Month | |
| Dividend Rate | 1.95% |
| APY* | 1.97% |
| Minimum Balance | $500.00 |
| 13 Month | |
| Dividend Rate | 4.85% |
| APY* | 4.96% |
| Minimum Balance | $500.00 |
| 18 Month | |
| Dividend Rate | 2.05% |
| APY* | 2.07% |
| Minimum Balance | $500.00 |
| 24 Month | |
| Dividend Rate | 2.20% |
| APY* | 2.22% |
| Minimum Balance | $500.00 |
| 30 Month | |
| Dividend Rate | 2.25% |
| APY* | 2.27% |
| Minimum Balance | $500.00 |
| 36 Month | |
| Dividend Rate | 2.35% |
| APY* | 2.38% |
| Minimum Balance | $500.00 |
| 48 Month | |
| Dividend Rate | 2.45% |
| APY* | 2.48% |
| Minimum Balance | $500.00 |
| 60 Month | |
| Dividend Rate | 2.75% |
| APY* | 2.78% |
| Minimum Balance | $500.00 |
| Save to Win 12 Month | |
| Dividend Rate | 1.95% |
| APY* | 1.97% |
| Minimum Balance | $25.00 |
| 6 Month Youth | |
| Dividend Rate | 1.60% |
| APY* | 1.61% |
| Minimum Balance | $100.00 |
| 12 Month Youth | |
| Dividend Rate | 2.05% |
| APY* | 2.07% |
| Minimum Balance | $100.00 |
| Share Certificate | Dividend Rate | APY* | Minimum Balance |
|---|---|---|---|
| 6 Month | 1.50% | 1.51% | $500.00 |
| 12 Month | 1.95% | 1.97% | $500.00 |
| 13 Month | 4.85% | 4.96% | $500.00 |
| 18 Month | 2.05% | 2.07% | $500.00 |
| 24 Month | 2.20% | 2.22% | $500.00 |
| 30 Month | 2.25% | 2.27% | $500.00 |
| 36 Month | 2.35% | 2.38% | $500.00 |
| 48 Month | 2.45% | 2.48% | $500.00 |
| 60 Month | 2.75% | 2.78% | $500.00 |
| Save to Win 12 Month | 1.95% | 1.97% | $25.00 |
| 6 Month Youth | 1.60% | 1.61% | $100.00 |
| 12 Month Youth | 2.05% | 2.07% | $100.00 |
*APY=Annual Percentage Yield
APY is based on the assumption that dividends will remain on deposit until maturity. Early withdrawals will reduce earnings. Minimum balance is required to open the certificate. IRA Certificates are available at the same rates above.
| Money Market Savings | |
|---|---|
| Below $2,500.00 | |
| Dividend Rate | 1.00% |
| APY* | 1.00% |
| $2,500.00-$9,999.99 | |
| Dividend Rate | 1.25% |
| APY* | 1.26% |
| $10,000-$24,999.99 | |
| Dividend Rate | 1.50% |
| APY* | 1.51% |
| $25,000.00-$49,999.99 | |
| Dividend Rate | 1.75% |
| APY* | 1.76% |
| $50,000.00-$99,999.99 | |
| Dividend Rate | 2.00% |
| APY* | 2.02% |
| Over $100,000.00 | |
| Dividend Rate | 2.50% |
| APY* | 2.53% |
| Over $250,000.00 | |
| Dividend Rate | 2.85% |
| APY* | 2.89% |
| Money Market Savings | Dividend Rate | APY* |
|---|---|---|
| Below $2,500.00 | 1.00% | 1.00% |
| $2,500.00-$9,999.99 | 1.25% | 1.26% |
| $10,000-$24,999.99 | 1.50% | 1.51% |
| $25,000.00-$49,999.99 | 1.75% | 1.76% |
| $50,000.00-$99,999.99 | 2.00% | 2.02% |
| Over $100,000.00 | 2.50% | 2.53% |
| Over $250,000.00 | 2.85% | 2.89% |
*APY=Annual Percentage Yield
Minimum balance to open is $2,500. Minimum balance must be maintained to avoid paying a monthly service charge. Fees can reduce earnings on the account.
Terms, conditions and rates are subject to change without notice. Dividends are calculated using the daily balance method which applies a daily periodic rate to the principal balance in the account each day. Rates available to eligible members only. Deposits are federally insured by the NCUA. Fees can reduce earnings on accounts.
