Savings Rates

Rates Effective Today

Share Savings   
Type
Minimum Initial Deposit
Dividend Rate
Annual Percentage Yield
Shares
$5.00
0.10%
0.10%
Share Checking
No Minimum
0.10%
0.10%
Christmas Club
No Minimum
0.20%
0.20%
IRA/Coverdell
No Minimum
0.20%
0.20%
Vacation Club
No Minimum
0.30%
0.30%
Share Certificates    
Term Paid Monthly
Dividend Rate
Annual Percentage Yield
Minimum Balance
Penalty for early withdrawal
6 Month
0.25%
0.25%
$500.00
90 days*
12 Month
0.40%
0.40%
$500.00
180 days*
18 Month
0.45%
0.45%
$500.00
180 days*
24 Month
0.60%
0.60%
$500.00
180 days*
30 Month
0.65%
0.65%
$500.00
180 days*
36 Month
1.10%
1.11%
$500.00
180 days*
48 Month
1.50%
1.51%
$500.00
180 days*
60 Month
1.75%
1.76%
$500.00
180 days*

*Dividends or all dividends earned whichever is less.
Substantial penalty for early withdrawal.
Internal Revenue Service (IRS) may apply penalties to IRA withdrawals.

Money Market Savings  
Type
Dividend Rate
Annual Percentage Yield
Below $2,500.00
0.10%
0.10%
$2,500.00-$9,999.99
0.10%
0.10%
$10,000-$24,999.99
0.15%
0.15%
$25,000.00-$49,999.99
0.20%
0.20%
$50,000.00-$99,999.99
0.25%
0.25%
Over $100,000.00
0.30%
0.30%

Minimum balance to open is $2,500.00.

Please note that above rates my change without notice.
Dividends are calculated using the daily balance method which applies a daily periodic rate to the balance in the above account each day.
Rates above available to eligible members only.
Member Share Savings and Share Certificate Accounts are federally insured by the National Credit Union Administration.

Additional account protection provided by Excess Share Insurance.
Fees can reduce earnings on above accounts.
Stated Annual Percentage Yield (APY) earned on all balances.