Our Business Services Department offers Real Estate Loans, Term Loans and Lines of Credit. We provide competitive rates and personalized service on member business loans. Our flexible terms and competitive costs provide you with the freedom to concentrate on the success of your business and the bottom line.
Real Estate Loans – Commercial Real Estate Loans are available for business properties. Whether you are purchasing or refinancing income producing real estate, CFCU is here to help. Come to us for loans for apartments, commercial and industrial properties, rental properties, office buildings or retail centers. We offer competitive terms and amortization schedules for purchase or refinance of commercial and single and multi-family dwellings. Financing is also available for structural expansion, remodeling or improvement projects. You will appreciate our low fees and quick, personalized service.
Term Loans – We offer great rates and terms on Equipment Loans, Inventory Loans or whatever you may need. Term loans can be secured or unsecured. Your payment is fixed for the life of the loan. You can also use a term loan to refinance loans you have elsewhere to keep your business at its operational best.
Lines of Credit – Use your Line of Credit for quick or short-term cash needs for seasonal working capital, inventory or equipment purchases. Our Lines of Credit have flexible and affordable repayment terms. Once you’ve been approved for a Line of Credit, borrow what you need when you need it.
Agricultural Loans – We have many loan programs to fit your farm and business needs with repayment schedules structured to accommodate income flows, such as crop harvest or sale of livestock.