Rates Effective Today
First Mortgages
| Term | Rate (as low as) | APR* | Monthly Payment Calculation per $100,000* |
|---|---|---|---|
| 10 years | 5.750% | 6.033% | $1,097.69 |
| 15 years | 5.875% | 6.076% | $837.12 |
| 20 years | 6.375% | 6.541% | $738.23 |
| 30 years | 6.500% | 6.627% | $632.07 |
Fixed Rate Home Equity – 90% Loan to Value
| Term | Rate (as low as) | APR* | Monthly Payment Calculation per $50,000* |
|---|---|---|---|
| 5 years | 6.500% | 6.730% | $978.31 |
| 10 years | 7.500% | 7.626% | $593.51 |
Home Equity Line of Credit
| Type | Rate (as low as) | APR | Monthly Payment Calculation per $25,000** |
|---|---|---|---|
| HELOC - 80% Loan to Value | 7.750% | Maximum APR 15% | $337.50 |
| HELOC - 90% Loan to Value | 8.750% | Maximum APR 15% | $337.50 |
Land Loans – 80% Loan to Value
| Term | Rate (as low as) | APR* | Monthly Payment Calculation per $50,000* |
|---|---|---|---|
| 5 years | 7.500% | 7.734% | $1,001.90 |
| 10 years | 8.500% | 8.629% | $619.93 |
*The Annual Percentage Rate (APR) and payment shown can vary depending on the loan amount. Not all applicants will qualify for the lowest rate. The rate you receive will be determined once a completed loan application has been reviewed and approved. Mortgage Loans which refinance within one year of closing shall be priced 0.25% above the current rate. For a more specific quote, please contact any of our branch locations.
**Payment based on calculation of $13.50 per $1,000.00.