Rates Effective Today

First Mortgages

Term
Interest Rate (as low as)
APR*
10 years
6.625%
6.921%
15 years
6.625%
6.836%
20 years
6.750%
6.920%
30 years
6.875%

7.006%

Fixed Rate Home Equity – 90% Loan to Value

Term
Interest Rate (as low as)
APR*
5 years
6.50%
6.50%
10 years
7.50%
7.50%

Home Equity Line of Credit

Type
Interest Rate (as low as)
APR*
Home Equity Line of Credit - 80% Loan to Value
8.500%
Maximum APR 15%
Home Equity Line of Credit - 90% Loan to Value
9.500%
Maximum APR 15%

Land Loans – 80% Loan to Value

Term
Interest Rate (as low as)
APR*
5 years
7.500%
7.500%
10 years
8.500%
8.500%

The Annual Percentage Rate (APR) shown is based on a loan amount of $100,000. This rate can vary depending on the loan amount. Not all applicants will qualify for the lowest rate. The rate you receive will be determined once a completed loan application has been reviewed and approved. Mortgage Loans which refinance within one year of closing shall be priced 0.25% above the current rate. For a more specific quote, please contact any of our branch locations.