CFCU offers personal/unsecured and share secured loans to our members. A personal/unsecured loan is unsecured by any collateral and is based on the borrower’s integrity and ability to pay.
A share secured loan is secured by funds in a savings account or certificate. The “pledged” shares are used as collateral and continue to earn regular dividends.*
*The Annual Percentage Rate on the loan is two percent above what the pledged shares are earning.
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