The Annual Percentage Rate (APR) shown is based on a loan amount of $100,000. This rate can vary depending on the loan amount. Not all applicants will qualify for the lowest rate. The rate you receive will be determined once a completed loan application has been reviewed and approved. Mortgage Loans which refinance within one year of closing shall be priced 0.25% above the current rate. For a more specific quote, please contact any of our branch locations.