Information You’ll Need Before Applying for a Mortgage

Here is what you will need before you apply for a mortgage.

• Personal information as well as previous address if you’ve been in your current residence for less than two years.
• Employment information including previous employer if you’ve been in your current position for less than two years.
• Monthly gross income (before taxes and other deductions).
• Asset information, current monthly expenses including housing, credit card and loan payments, child support, and other obligations.
• Estimated property value, purchase price, and down payment (if applicable).