Overdraft protection is another form of credit to help members who may accidentally overdraw their checking account.
Occasionally, members may make an error and think they have more funds than they actually do in the account. To avoid having checks returned for insufficient funds, members can apply for an overdraft protection line of credit.
Overdraft protection line of credit means the check is paid and the member pays interest on the funds advanced.
Avoid NSF’s through overdraft protection from savings or a line of credit