Your credit report contains information about your past and present credit transactions. It's used primarily by potential lenders to evaluate your creditworthiness. So if you're about to apply for credit, especially for something significant like a mortgage, you'll want to get and review a copy of your credit report....
Category: MoneySmart 4 Teens
March 23, 2017Michael Hostetler
If you're in the market for a new car, safety should certainly be one of your concerns. Although every car must meet minimum federal safety requirements, the degree of safety can still vary considerably among different automobiles. You should consider several factors when evaluating a car's safety. Look for the ...
March 21, 2017Michael Hostetler
Maybe you've always pictured yourself driving a shiny red convertible. Or perhaps you've had a recent addition to the family and you're looking for the practicality of a minivan. Whatever the reason, you're in the market for a new car. Here are some tips to help make the car-buying process ...
February 22, 2017Michael Hostetler
From time to time, you may need to resolve a dispute with your insurance company. Disagreements often arise about the amount due on a bill, the amount the company paid on a claim, or the nonpayment of a claim. Here are some steps that can help you resolve a dispute ...
February 10, 2017Michael Hostetler
Selecting a filing status is one of the first decisions you'll make when you fill out your federal income tax return, so it's important to know the rules. And because you may have more than one option, you need to know the advantages and disadvantages of each. Making the right ...
February 4, 2017Michael Hostetler
If you've finished college within the last few years, chances are you're paying off your student loans. What happens with your student loans now that they've entered repayment status will have a significant impact--positive or negative--on your credit history and credit score. It's ...
February 1, 2017Michael Hostetler
Do you ever wonder where your money goes each month? Does it seem like you're never able to get ahead? If so, you may want to establish a budget to help you keep track of how you spend your money and help ...
January 31, 2017Michael Hostetler
Crane distributed another round of prizes to winners from the Credit Union this past week. The Credit Union has distributed nearly $8,000 in prizes already with members winning from $25 to over $500 in individual cash prizes. If you are a Crane Credit ...
January 23, 2017Michael Hostetler
Crane Credit Union is pleased to announce scholarship opportunities for its members in 2017. Crane Credit Union understands the importance of education and recognizes the rising costs in tuition. To help our members further their education, we will be awarding ten (10) ...
January 12, 2017Michael Hostetler
A Christmas Club account is a great way to save all year for the money you'll need for next year's holiday expenses. Here are the great benefits: No minimum balance required No minimum deposit required Deposits can be made through payroll deduction On November 1st, the funds from your Christmas Club ...
December 27, 2016Michael Hostetler